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BUSINESS WOMAN

A GUIDE FOR THE INVESTMENT, PRESERVATION, AND
ACCUMULATION OF PROPERTY; CONTAINING

FULL EXPLANATIONS AND ILLUSTRATIONS

OF ALL NECESSARY METHODS

OF BUSINESS

BY

JOHN HOWARD CROMWELL, PH. B., LL.B.

COUNSELLOR-AT-LAW

G. P. PUTNAM'S SONS
NEW YORK AND LONDON
The Knickerbocker Press

MCM

221887

COPYRIGHT, 1899

BY

JOHN H. CROMWELL

The knickerbocker Press, New York

TO THAT GENUINE AMERICAN LADY

THE BEST WOMAN I HAVE EVER KNOWN-MY MOTHER

THIS WORK IS LOVINGLY DEDICATED

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IN

PREFACE

my experience as a practising lawyer, no one fact has been more strongly impressed upon me than that the majority of American women are almost entirely ignorant of the ordinary rules and methods of business. In my practice many of my clients have been women, and, of these, I can recall but one whose acquaintance with regular business methods would, among men, be considered even ordinary; she (now a grandmother) was brought up almost from childhood to a business which she, until quite recently, successfully pursued.

This lack of knowledge among women is not at all due to any natural deficiency (on the contrary, my experience leads me to believe that women are quick to learn business methods when properly instructed), but it is rather the inevitable result of existing circumstances and conditions. We cannot reasonably look for a contrary state of affairs when we reflect that for ages women have been trained and educated in almost everything except the principles of business, and have been instructed, if not compelled, to leave all matters of business to their fathers, husbands, or brothers.

The existing condition is, however, none the less lamentable because excusable. Many a woman who has been left in comfortable circumstances by her deceased father or husband, has been reduced to poverty and want because, through lack of education in matters of business, she has been compelled to rely upon the judgment of others, whose advice, although perhaps honestly given, has been the worst possible. And many a woman who ought to have been in independent

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