Real Property-Definition-Substantial Character of Land- Homes-Classification of Homes-Cost of Homes-Home- stead Acts Building Loan Associations - The Perfect Home-The Purchasing of Real Estate-Eminent Domain— Condemnation of Land-Adverse Possession-Status of Non-Residents-Present and Future Margins of Safety- Auction Sales-Tax Sales-Foreclosure Sales-Improved and Unimproved Real Estate-Sinking Funds-Contract for Property-Special Distinction between Investments and Speculations in Real Estate-Improvement of Real Estate- Increase in Value of Real Estate-Effects of Joint Owner- ship of Real Estate-Legal Action of Partition-The Theory of Heavy Mortgages-Incomes from Investments in Real Estate Taxes and Assessments-Repairs-Insurance of 189-285 Landlord and Tenant - Leases Rents Descent and Distribution of Property-Wills-Definitions— Reasons for Making Wills-Conditions for the Successful Operation of Wills-Memoranda for Wills-Purposes of Wills-Effect of Division of Estates among Several Guardians, Executors, and Administrators-Guardians of the Duties and Powers of Executors and Administrators-Let- Married Women-Former Complete Disabilities-The Theory of Merged Personalities-Laws of the Different States Miscellaneous Remarks and Suggestions-Annuities-Sign- ing Papers - Powers of Attorney - Lawyers - Pecuniary Reputations-Precautions against Theft and Petty Frauds- OF say and the most desirable, for, to say nothing of the benefits of civilization and society, and the comforts, refinements, and legitimate pleasures of life, our very existence and sustenance depend directly upon it. This being the case, while an unnatural desire for riches-a craving for immense fortune-is a disease far too prevalent in our day and much to be deplored, a just and proper appreciation of the value of money, and of the difficulties which are to be found in the gaining and preservation of it, is not only commendable but positively necessary to the welfare and prosperity of mankind. "Money was made to spend," is the often-repeated adage of the fool; but the wise man knows that the value of money lies in its possession - in the strength and security it affords -in the blessings and benefits which it provides. So the former squanders his property, very often dies early and in poverty, and leaves those whom nature has made dependent upon him to battle against a poverty and distress for which they are unprepared, and which they should not have been |