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plentiful job openings, including many opportunities for temporary and part-time work.

Employment of bookkeeping, accounting, and auditing clerks is expected to decline through 2008. Although a growing economy will result in more financial transactions and other activities that require these clerical workers, the continuing spread of office automation will lift worker productivity and contribute to employment decline. In addition, organizations of all sizes will continue to consolidate various recordkeeping functions, thus reducing the demand for these clerks.

Information on working conditions, training requirements, and earnings appears in the introduction to records processing occupations.

Brokerage Clerks and Statement Clerks

(O*NET 53126 and 53128)

Nature of the Work

Brokerage clerks perform a number of different jobs with wide ranging responsibilities, but all involve computing and recording data on securities transactions. Brokerage clerks may also contact customers, take orders, and inform clients of changes to their accounts. Some of these jobs are more clerical and require only a high school diploma, while others are considered entry-level positions for which a bachelor's degree is needed. Brokerage clerks, who work in the operations departments of securities firms, on trading floors, and in branch offices, are also called margin clerks, dividend clerks, transfer clerks, and broker's assistants.

The broker's assistant, also called sales assistant, is the most common type of brokerage clerk. These workers typically assist two brokers, for whom they take calls from clients, write up order tickets, process the paperwork for opening and closing accounts, record a client's purchases and sales, and inform clients of changes in their accounts. All brokers' assistants must be knowledgeable about investment products so they can clearly communicate with clients. Those with a "Series 7" license can make recommendations to clients at the instruction of the broker. The Series 7 license is issued to securities and commodities sales representatives by the National Association of Securities Dealers and allows them to provide advice on securities to the public.

Brokerage clerks in the operations areas of securities firms perform many duties to facilitate the sale and purchase of stocks, bonds, commodities, and other kinds of investments. These clerks produce the necessary records of all transactions that occur in their area of the business. Job titles for many of these clerks depend upon the type of work they perform. Purchase-and-sale clerks, for example, match orders to buy with orders to sell. They balance and

Brokerage clerks record data on securities transactions.

verify stock trades by comparing the records of the selling firm to those of the buying firm. Dividend clerks ensure timely payments of stock or cash dividends to clients of a particular brokerage firm. Transfer clerks execute customer requests for changes to security registration and examine stock certificates for adherence to banking regulations. Receive-and-deliver clerks facilitate the receipt and delivery of securities among firms and institutions. Margin clerks post accounts and monitor activity in customers' accounts to ensure that clients make payments and stay within legal boundaries concerning stock purchases.

Technology is changing the nature of many of these workers' jobs. A significant and growing number of brokerage clerks use customdesigned software programs to process transactions more quickly. Only a few customized accounts are still handled manually.

Statement clerks assemble, verify, and send bank statements every month. In many banks, statement clerks are called statement operators because they spend much of their workday running sophisticated, high-speed machines. These machines fold computerprinted statements, collate those longer than one page, insert statements and canceled checks into envelopes, and seal and weigh them for postage. Statement clerks load the machine with statements, canceled checks, and envelopes. They then monitor the equipment and correct minor problems. For more serious problems, they call repair personnel.

In banks that do not have such machines, statement clerks perform all operations manually. They may also be responsible for verifying signatures and checking for missing information on checks, placing canceled checks into trays, and retrieving them to send with the statements. In a growing number of banks, only the statement is printed and sent to the account holder. The canceled checks are not returned; this is known as check truncation.

Statement clerks are employed primarily by large banks. In smaller banks, a teller or bookkeeping clerk, who performs other duties during the rest of the month, usually handles the statement clerks' function. Some small banks send their statement information to larger banks for processing, printing, and mailing.

Employment

Brokerage clerks held about 77,000 jobs in 1998, and statement clerks held about 16,000 jobs. Brokerage clerks work in firms that sell securities and commodities. Banking institutions employed almost all statement clerks.

Job Outlook

Employment of brokerage clerks is expected to increase faster than the average for all occupations, while employment of statement clerks should decline. With people increasingly investing in securities, demand for brokerage clerks will climb to meet the needs of processing larger volumes of transactions. Because most back office operations are now computerized, employment growth among brokerage clerks is not expected to keep pace with overall employment growth in the securities and commodities industry; however, brokerage clerks will still be needed to update records, enter changes to customer's accounts, and verify securities transfers.

Broker's assistants will also increase in number along with the number of full-service brokers. Because these clerks spend much of their day answering telephone calls, placing orders, and often running the office, their jobs are not readily subject to automation.

The number of statement clerks is declining rapidly due to increasing technology in the Nation's banks. With the job of producing statements almost completely automated, the mailing of checks and statements is now done mostly by machine. In addition, the further spread of check truncation and the increased use of automated teller machines and other electronic money transfers should result in significantly fewer checks being written and processed.

(See introductory statement on records clerks for information on working conditions, training requirements, and earnings.)

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File Clerks

(O*NET 55321)

Nature of the Work

The amount of information generated by organizations continues to grow rapidly. File clerks classify, store, retrieve, and update this information. In many small offices, they often have additional responsibilities, such as data entry, word processing, sorting mail, and operating copying or fax machines. They are employed across the Nation by organizations of all types.

File clerks, also called records, information, or record center clerks, examine incoming material and code it numerically, alphabetically, or by subject matter. They then store forms, letters, receipts, or reports in paper form or enter necessary information into other storage devices. Some clerks operate mechanized files that rotate to bring the needed records to them; others convert documents to films that are then stored on microforms, such as microfilm or microfiche. A growing number of file clerks use imaging systems that scan paper files or film and store the material on optical disks.

In order for records to be useful they must be up-to-date and accurate. File clerks ensure that new information is added to the files in a timely manner and may get rid of outdated file materials or transfer them to inactive storage. They also check files at regular intervals to make sure that all items are correctly sequenced and placed. Whenever records cannot be found, the file clerk attempts to locate the missing material. As an organization's needs for informa

tion change, file clerks also implement changes to the filing system established by supervisory personnel.

When records are requested, file clerks locate them and give them to the borrower. The record may be a sheet of paper stored in a file cabinet or an image on microform. In the first example, the clerk manually retrieves the document and hands or forwards it to the borrower. In the latter example, the clerk retrieves the microform and displays it on a microform reader. If necessary, file clerks make copies of records and distribute them. In addition, they keep track of materials removed from the files to ensure that borrowed files are returned.

Increasingly, file clerks use computerized filing and retrieval systems. These systems use a variety of storage devices, such as a mainframe computer, magnetic tape, CD-ROM, or floppy disk. To retrieve a document in these systems, the clerk enters the document's identification code, obtains the location, and pulls the document. Accessing files in a computer database is much quicker than locating and physically retrieving paper files. Even when files are stored electronically, however, backup paper or electronic copies usually are also kept.

Employment

File clerks held about 272,000 jobs in 1998. Although file clerk jobs are found in nearly every sector of the economy, about 90 percent of these workers are employed in services, government, finance, insurance, and real estate. More than 1 out of every 4 is employed in temporary services firms, and about 1 out of 3 worked part time in 1998.

Job Outlook

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Employment of file clerks is expected to grow about as fast as the average for all occupations through 2008. Projected job growth stems from rising demand for file clerks to record and retrieve information in organizations across the economy. This growth will be moderated, however, by productivity gains stemming from office automation and the consolidation of clerical jobs. Nonetheless, job opportunities for file clerks should be plentiful because a large number of workers will be needed to replace workers who leave the occupation each year. High turnover among file clerks reflects the lack of formal training requirements, limited advancement potential, and relatively low pay.

Jobseekers who have typing and other secretarial skills and are familiar with a wide range of office machines, especially personal computers, should have the best job opportunities. File clerks should find many opportunities for temporary or part-time work, especially during peak business periods.

Information on working conditions, training requirements, and earnings appears in the introduction to records processing occupations.

Many file clerks are employed by temporary help firms.

Human Resources Clerks, Except Payroll and Timekeeping

(O*NET 55314)

Nature of the Work

Human resources clerks maintain the personnel records of an organization's employees. These records include information such as name, address, job title, and earnings, benefits such as health and life insurance, and tax withholding. On a daily basis, these clerks record and answer questions about employee absences and supervisory reports on job performance. When an employee receives a promotion or switches health insurance plans, the human resources clerk updates the appropriate form. Human resources clerks may also prepare reports for managers elsewhere within the organization. For example, they might compile a list of employees eligible for an award.

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puters. The growing use of computers in personnel or human resource departments means that a lot of data entry done by human resources clerks can be eliminated, as employees themselves enter the data and send it to the personnel office. This is most feasible in large organizations with multiple personnel offices. The increasing use of computers and other automated office equipment by managers and professionals in personnel offices also could mean less work for human resources clerks.

(See introductory statement on records processing occupations for information on working conditions, training requirements, and earnings.)

Human resources clerks often screen applications for employment.

In smaller organizations, some human resources clerks perform a variety of other clerical duties. They answer telephone or letter inquiries from the public, send out announcements of job openings or job examinations, and issue application forms. When credit bureaus and finance companies request confirmation of a person's employment, the human resources clerk provides authorized information from the employee's personnel records. Payroll departments and insurance companies may also be contacted to verify changes to records.

Some human resources clerks are also involved in hiring. They screen job applicants to obtain information such as education and work experience; administer aptitude, personality, and interest tests; explain the organization's employment policies and refer qualified applicants to the employing official; and request references from present or past employers. Also, human resources clerks inform job applicants, by telephone or letter, of their acceptance or rejection for employment.

Other human resources clerks are known as assignment clerks. Their role is to notify a firm's existing employees of position vacancies and to identify and assign qualified applicants. They keep track of vacancies throughout the organization and complete and distribute vacancy advertisement forms. These clerks review applications in response to advertisements and verify information, using personnel records. After a selection is made, they notify all the applicants of their acceptance or rejection.

In some job settings, human resources clerks have specific job titles. Identification clerks are responsible for security matters at defense installations. They compile and record personal data about vendors, contractors, and civilian and military personnel and their dependents. Job duties include interviewing applicants; corresponding with law enforcement authorities; and preparing badges, passes, and identification cards.

Employment

Human resources clerks held about 142,000 jobs in 1998. Although these workers are found in most industries, about 1 in every 5 works for a government agency. Colleges and universities, hospitals, department stores, and banks also employ large numbers of human resources clerks.

Job Outlook

Replacement needs will account for most job openings for human resources clerks. Jobs will open up, as clerks advance within the personnel department, take jobs unrelated to personnel administration, or leave the labor force.

Little or no change is expected in employment of human resources clerks through the year 2008, largely due to the increased use of com

Library Assistants and Bookmobile Drivers

(O*NET 53902)

Nature of the Work

Library assistants and bookmobile drivers organize library resources and make them available to users. They assist librarians, and in some cases, library technicians.

Library assistants-sometimes referred to as library media assistants, library aides, or circulation assistants-register patrons so they can borrow materials from the library. They record the borrower's name and address from an application and then issue a library card. Most library assistants enter and update patrons' records using computer databases.

At the circulation desk, assistants lend and collect books, periodicals, video tapes, and other materials. When an item is borrowed, assistants stamp the due date on the material and record the patron's identification from his or her library card. They inspect returned materials for damage, check due dates, and compute fines for overdue material. They review records to compile a list of overdue materials and send out notices. They also answer patrons' questions and refer those they cannot answer to a librarian.

Throughout the library, assistants sort returned books, periodicals, and other items and return them to their designated shelves, files, or storage areas. They locate materials to be loaned, either for a patron or another library. Many card catalogues are computerized, so library assistants must be familiar with the computer system. If any materials have been damaged, these workers try to repair them. For example, they use tape or paste to repair torn pages or book covers and other specialized processes to repair more valuable materials.

Some library assistants specialize in helping patrons who have vision problems. Sometimes referred to as library, talking-books, or braille-and-talking-books clerks, they review the borrower's list of

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desired reading material. They locate those materials or closely related substitutes from the library collection of large type or braille volumes, tape cassettes, and open-reel talking books. They complete the paperwork and give or mail them to the borrower.

To extend library services to more patrons, many libraries operate bookmobiles. Bookmobile drivers take trucks stocked with books to designated sites on a regular schedule. Bookmobiles serve community organizations such as shopping centers, apartment complexes, schools, and nursing homes. They may also be used to extend library service to patrons living in remote areas. Depending on local conditions, drivers may operate a bookmobile alone or may be accompanied by a library technician.

When working alone, the drivers perform many of the same functions as a library assistant in a main or branch library. They answer patrons' questions, receive and check out books, collect fines, maintain the book collection, shelve materials, and occasionally operate audiovisual equipment to show slides or films. They participate and may assist in planning programs sponsored by the library such as reader advisory programs, used book sales, or outreach programs. Bookmobile drivers keep track of their mileage, the materials lent out, and the amount of fines collected. In some areas, they are responsible for maintenance of the vehicle and any photocopiers or other equipment in it. They record statistics on circulation and the number of people visiting the bookmobile. Drivers may also record requests for special items from the main library and arrange for the materials to be mailed or delivered to a patron during the next scheduled visit. Many bookmobiles are equipped with personal computers and CD-ROM systems linked to the main library system; this allows bookmobile drivers to reserve or locate books immediately. Some bookmobiles now offer Internet access to users.

Because bookmobile drivers may be the only link some people have to the library, much of their work is helping the public. They may assist handicapped or elderly patrons to the bookmobile, or shovel snow to assure their safety. They may enter hospitals or nursing homes to deliver books to patrons who are bedridden.

The schedules of bookmobile drivers depend on the size of the area being served. Some of these workers go out on their routes every day, while others go only on certain days. On these other days, they work at the library. Some also work evenings and weekends to give patrons as much access to the library as possible.

Employment

Library assistants and bookmobile drivers held about 127,000 jobs in 1998. Over one-half of these workers were employed by local government in public libraries; most of the remaining worked in school libraries. Opportunities for flexible schedules are abundant; over one-half of these workers were on part-time schedules.

Job Outlook

Opportunities should be good for persons interested in jobs as library assistants or bookmobile drivers through 2008. Turnover of these workers is quite high, reflecting the limited investment in training and subsequent weak attachment to this occupation. This work is attractive to retirees, students, and others who want a part-time schedule, and there is a lot of movement into and out of the occupation. Many openings will become available each year to replace workers who transfer to another occupation or leave the labor force. Some positions become available as library assistants move within the organization. Library assistants can be promoted to library technicians, and eventually supervisory positions in public service or technical service areas. Advancement opportunities are greater in larger libraries and may be more limited in smaller ones.

Employment is expected to grow about as fast as the average for all occupations through 2008. The vast majority of library assistants and bookmobile drivers work in public or school libraries. Efforts to contain costs in local governments and academic institutions of all types may result in more hiring of library support staff than librarians. Because most are employed by public institutions, library assistants and

bookmobile drivers are not directly affected by the ups and downs of the business cycle. Some of these workers may lose their jobs, however, if there are cuts in government budgets.

Sources of Additional Information
Information about a career as a library assistant can be obtained from:
Council on Library/Media Technology, P.O. Box 951, Oxon Hill, MD
20750. Internet: http://library.ucr.edu/COLT

Public libraries and libraries in academic institutions can provide information about job openings for library assistants and bookmobile drivers.

(See the introductory part of this section for information on working conditions, training requirements, and earnings.)

Order Clerks

(O*NET 55323)

Nature of the Work

Order clerks receive and process incoming orders for a wide variety of goods or services, such as spare parts for machines, consumer appliances, gas and electric power connections, film rentals, and articles of clothing. They are sometimes called order-entry clerks, customer service representatives, sales representatives, order processors, or order takers.

Orders for materials, merchandise, or services can come from inside or from outside of an organization. In large companies with many work sites, such as automobile manufacturers, clerks order parts and

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equipment from the company's warehouses. Inside order clerks receive orders from other workers employed by the same company or from salespersons in the field.

Many other order clerks, however, receive orders from outside companies or individuals. Order clerks in wholesale businesses, for instance, receive orders for merchandise from retail establishments that the retailer, in turn, sells to the public. An increasing number of order clerks work for catalogue companies and online retailers, receiving orders from individual customers by either phone, fax, regular mail, or e-mail. Order clerks dealing primarily with the public sometimes are referred to as outside order clerks.

Computers provide order clerks with ready access to information such as stock numbers, prices, and inventory. Orders frequently depend on which products are in stock and which products are most appropriate for the customer's needs. Some order clerks, especially those in industrial settings, must be able to give price estimates for entire jobs, not just single parts. Others must be able to take special orders, give expected arrival dates, prepare contracts, and handle complaints.

Many order clerks receive orders directly by telephone, entering the required information as the customer places the order. However, a rapidly increasing number of orders are now received through computer systems, the Internet, faxes, and e-mail. In some cases, these orders are sent directly from the customer's terminal to the order clerk's terminal. Orders received by regular mail are sometimes scanned into a database instantly accessible to clerks.

Clerks review orders for completeness and clarity. They may complete missing information or contact the customer for the information. Similarly, clerks contact customers, if customers need additional information, such as prices or shipping dates, or if delays in filling the order are anticipated. For orders received by regular mail, clerks extract checks or money orders, sort them, and send them for processing.

After an order has been verified and entered, the customer's final cost is calculated. The clerk then routes the order to the proper department-such as the warehouse-that actually sends out or delivers the item in question.

In organizations with sophisticated computer systems, inventory records are adjusted automatically, as sales are made. In less automated organizations, order clerks may adjust inventory records. Clerks may also notify other departments when inventories are low or when orders would deplete supplies.

Some order clerks must establish priorities in filling orders. For example, an order clerk in a blood bank may receive a request from a hospital for a certain type of blood. The clerk must first find out if the request is routine or an emergency and then take appropriate action.

Employment

Order clerks held about 362,000 jobs in 1998. About one half were in wholesale and retail establishments and about one quarter in manufacturing firms. Most of the remaining jobs for order clerks were in business services.

Job Outlook

Job openings for order clerks should be plentiful through the year 2008, due to sizable replacement needs. Numerous jobs will become available each year, to replace order clerks who transfer to other occupations or leave the labor force completely. Many of these openings will be for seasonal work, especially in catalogue companies or online retailers catering to holiday gift buyers.

Employment of order clerks is expected to grow more slowly than the average through the year 2008, as office automation continues to increase worker productivity. As the economy grows, increasingly more orders for goods and services will be placed. Demand for outside order clerks who deal mainly with the public or other businesses should remain fairly strong. The increasing use of online retailing and toll-free numbers that make placing orders easy and convenient will stimulate demand for these workers. However, productivity gains from increased

automation will offset some of the growth in demand for outside order clerks, as each clerk is able to handle an increasingly higher volume of orders. In addition, orders placed over the Internet and other computer systems are often entered directly into the computer by the customer; thus, the order clerk is not involved at all in placing the order.

Employment growth of inside clerks will also be constrained by productivity gains due to automation. The spread of electronic data interchange, a system enabling computers to communicate directly with each other, allows orders within establishments to be placed with little human intervention. Besides electronic data interchange, extranets and other systems allowing a firm's employees to place orders directly are increasingly common.

Other types of automation will also limit the demand for order clerks. Sophisticated inventory control and automatic billing systems allow companies to track inventory and accounts with much less help from order clerks than in the past. Some companies use automated phone menus accessible with a touch-tone phone to receive orders, and others use answering machines. Developments in voice recognition technology may also further reduce the demand for order clerks.

(See the introductory statement on record clerks for information on working conditions, training requirements, and earnings.)

Payroll and Timekeeping Clerks

(O*NET 55341)

Nature of the Work

Payroll and timekeeping clerks perform a vital function ensuring that employees are paid on time and that their paychecks are accurate. If inaccuracies arise, such as monetary errors or incorrect amounts of vacation time, these workers research and correct the records. In addition, they may also perform various other clerical tasks.

The fundamental task of timekeeping clerks is distributing and collecting timecards each pay period. They review employee workcharts, timesheets, and timecards, to ensure that information is properly recorded and that records have the signatures of authorizing officials. In companies that bill for the time spent by staff, such as law or accounting firms, timekeeping clerks make sure the hours recorded are charged to the correct job, so clients can be properly billed. These clerks also review computer reports listing timecards that cannot be processed because of errors, and they contact the employee or the employee's supervisor to resolve the problem. In addition, timekeeping clerks are responsible for informing managers and other employees of procedural changes in payroll policies.

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