OFFICE OF THE STATE BOARD OF CHARITIES,

ALBANY, March 25, 1895.

To the Hon. CHARLES T. SAXTON,

SIR.

Lieutenant-Governor and President of the Senate:

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By direction of the Board I transmit to the Legislature herewith, the twenty-eighth annual report of the State Board of Charities.

I am, dear sir, very respectfully,

72964

WILLIAM R. STEWART,

President.