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COMMERCIAL BANK OF TROY.

Certificates filed January 3, 1839. Capital, $157,500. Shares, 100 dollars each. Dividends, January and July.

R. D. Silliman, President.

F. Leake, Cashier.

BANK OF LANSING BURGH.

Incorporated in 1813; charter expires in 1855. Capital, $120,000. Shares, 10 dollars each. Dividends, April and October. Discount day, Wednesday.

W.

E. W. Walbridge, President.

P. M. Corbin, Cashier.

ST. LAWRENCE COUNTY.

BANK OF OGDENSBURGH.

Incorporated in 1829; charter expires in 1859. Capital, $100,000.
J. Averell, President.
J. D. Judson, Cashier.

FARMERS' AND MECHANICS' BANK.-Ogdensburgh.

Certificate filed in 1843, to continue 57 years. Capital, $211,000, with privilege to increase to $500,000. Sylvester Gilbert, President.

Anson Foster, Cashier.

SARATOGA COUNTY.

SARATOGA COUNTY BANK.-Waterford.

Incorporated in 1830; charter expires in 1857. Capital, $100,000. John Knickerbocker, President.

Moses S. Scott, Cashier.

BALLSTON SPA BANK.

Certificates filed in 1839; to continue 100 years. Capital, $125,000, with privilege to increase to $500,000. Shares, 50 dollars each. James M. Cook, President. Isaac Fowler, Cashier.

JAMES BANK.-Jamesville.

Certificates filed in 1839; to continue 661 years. Capital, $61,093, with privilege to increase to $1,000,000. J. W. James, President.

H. D. Grinell, Cashier.

SCHENECTADY COUNTY.

MOHAWK BANK-Schenectady.

Incorporated in 1807; charter expires in 1853. Capital, $165,000. Shares, 5 and 10 dollars each. Dividends, May and November. John I. De Groff, President.

William B. Walton, Cashier.

SCHENECTADY BANK.

Incorporated in 1832; to continue 30 years. Capital, $150,000. Shares, 50 dollars each. Dividends, May and November.

Jay Cady, President.

Wm. L. Goodrich, Cashier.

SENECA COUNTY.

SENECA COUNTY BANK.-Waterloo.

Incorporated in 1833; charter expires in 1863. Capital, $200,000.
D. S. Skaats, President.
W. V. J. Mercer, Cashier.

STEUBEN COUNTY.

STEUBEN COUNTY BANK.-Bath.

Incorporated in 1832; to continue 30 years. Capital, $150,000. Wm. W. McCay, President.

BANK OF CORNING.

John Magee, Cashier.

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SUFFOLK COUNTY BANK.-Sag Harbor.

Commenced operations in 1844. Capital, $10,000. Securities deposited with the Comptroller, $49,185.

William Adams, President.

John Hand, Cashier.

TIOGA COUNTY.

BANK OF OWEGO.

Incorporated in 1836; to continue 30 years. Capital, $200,000.

Jonathan Platt, President.

James Wright, Cashier.

TOMPKINS COUNTY.

BANK OF ITHACA.

Incorporated in 1829; to continue 20 years. Capital, $200,000. Shares, 20 dollars each.

William Randall, President.

Wm. B. Douglass, Cashier.

TOMPKINS COUNTY BANK.-Ithaca.

Incorporated in 1836; to continue 30 years. Capital, $250,000.

Shares, 100 dollars each.

Herman Camp, President.

Nathan T. Williams, Cashier.

MERCHANTS' AND FARMERS' BANK.-Ithaca.

Certificates filed in 1838; to continue 100 years. Capital, $100,000, with privilege to increase to $500,000.

T. S. Williams, President."

J. B. Williams, Cashier.

ULSTER COUNTY.

KINGSTON BANK.

Incorporated in 1836, for 30 years. Capital, $200,000. Shares,

100 dollars each.

Joseph S. Smith, President.

Wm. F. Romer, Cashier.

ULSTER COUNTY BANK.-Kingston.

Incorporated in 1831; to continue 30 years. Capital, $100,000.

Shares, 50 dollars each.

Cornelius Bruyn, President.

James S. Evans, Cashier.

WARREN COUNTY.

WARREN COUNTY BANK.-Johnsburgh.

Conimenced operations in 1843. Securities deposited with the

Comptroller, $52,000.

L. B. Barnes, President.

William Watson, Cashier.

WASHINGTON COUNTY.

BANK OF WHITEHALL.

Incorporated in 1829; charter expires in 1859. Capital, $100,000. Wm. A. Moore, President. Hunloke W. Palmer, Cashier.

WASHINGTON COUNTY BANK.-Union Village.

Certificates filed, 1839; to continue 211 years. Capital, $102,000, with privilege to increase to $500,000.

Henry Holmes, President.

E. Andrews, Cashier.

WAYNE COUNTY:

PALMYRA BANK OF WAYNE COUNTY.-Palmyra.

Commenced operations in 1843. Securities deposited with the Comptroller, $10,800.

Pliny Sexton, Banker.

WESTCHESTER COUNTY.

BANK OF NEW ROCHELLE.

Commenced operations in 1844. Capital, $5,000. Securities deposited with the Comptroller, $36,753.

D. B. Sayre, President.

FARMERS' AND DROVERS' BANK.-Somers.

Certificates filed in 1839; to continue 111 years. Capital, $111,150.
Horace Bailey, President.
Egbert Howland, Cashier.

WESTCHESTER COUNTY BANK.-Peekskill.

Incorporated in 1833; to continue 30 years. Capital, $200,000. Pierre Van Cortland, President.

Isaac Seymour, Cashier.

WHITE PLAINS BANK.

Commenced operations in 1844. Capital, $57,252. Securities deposited with the Comptroller, $67,252.

E. Crawford, President.

R. Cadmus, Cashier.

YATES COUNTY.

YATES COUNTY BANK.-Penn-Yan.

Incorporated in 1831; to continue till 1859. Capital, $100,000.
Asa Cole, President.
Wm. M. Oliver, Cashier.

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Up to 1930, eight chartered banks had failed in the State of New-York, with an aggregate capital of $2,650,000. In addition to the above, there had been a reduction in the capital of sundry banks, amounting to $2,220,000. Since 1830, ten SAFETY FUND BANKS have failed, with an aggregate capital of $3,000,000.

The banks chartered between 1935-40, were twelve in number, all incorporated in 1936, having an aggregate capital of $5,250,000.

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BANK STATEMENT.

STATEMENT OF THE CONDITION OF THE BANKS OF THE STATE
OF NEW-YORK ON THE MORNING OF THE FIRST DAY OF FEB-
RUARY, 1845.

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Atlantic Bank

"Ballston Spa Bank...

Bank of Albany.. *Bank of Albion

Bank of America ...... *Bank of Attica....... Bank of Auburn ... "Bank of Central N. Y. Bank of Chenango..... *Bank of Commerce... *Bank of Corning.

Bank of Dansville..

57,270

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