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H. & R. Single Shot Gun

Automatic and Non-Ejecting

The cheapest absolutely safe gun, with improve-
ments found heretofore only in the highest priced.

PERFECT IN MODEL

and CONSTRUCTION

SIMPLEST "TAKE-
DOWN" GUN MADE

12, 16 and 20 gauge; barrels 28, 30 and 32 inch, plain steel and twist. Top snap; center hammer; rebounding lock.

Your dealer can supply, or we will sell to you direct.
Write for Catalog.

Harrington & Richardson Arms Company

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Send 6 cents in stamps for catalogue with full illustrations and our list of Second-hands.

JUST NOW ON HAND

100 Standard American Make Hammerless former price, $33.00 $15.00

We at

Are latest model, top snap, pistol grip, for nitro or black powder a bargain to anyone wanting a good shoot-
ing, reliable gun for a little money. Sent on inspection on receipt of $5.00. Send for illustrated circular.

Wm. Read & Sons, 107 Washington St., Boston, Mass.

ESTABLISHED 1826

When corresponding with advertisers please mention "Recreation"

LETTER FROM CHAS. T. SCHOEN

The Prominent Capitalist.

The Prudential Insurance Co. of America,

Newark, N. J.

Philadelphia, October 18, 1905.

Gentlemen: When I insured with your Company, in 1900, under a 5% Gold
Bond policy for $250,000, on the Whole Life FIVE YEAR DIVIDEND plan, paying
an annual premium thereon of $18,270, I did not give much thought to the dividend.
A short time ago I received from you an official statement, advising that my
policy was five years old, and that I had the choice of two options, as follows:
1st. A cash dividend.of $13,712.50; or,

2d. A reduction of $2,880 on each of my ensuing five annual premiums.

I choose the first option. The dividend was wholly satisfactory to me, and offers abundant evidence of a wise and conservative administration of your affairs.

I regard The Prudential as a safe and sound institution.

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UMC

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