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38711
HG242G n5
COPYRIGHT, 1899,
BY JAMES B. DILL.
PRESS OF
ORANGE JOURNAL PUBLISHING COMPANY,
ORANGE, NJ.
Introduction..
CONTENTS.
Report of the Commissioners..
Tables showing the derivation of the Banking and Trust Company Laws
Department of Banking and Insurance...
The Banking Law.....
The Trust Company Law
The Safe Deposit Company Law.
General Repealing Act.
Index ....
I.
Department of Banking and Insurance.
1. Department of banking and insurance established.
2.
Commissioner of banking and insurance. Bond. Oath.
3. Salary, clerks, etc.
4. Deputy commissioner.
5. Powers relative to banking and insurance, etc.
6.
Seal of office. Certificate to be accepted in evidence.
7. Custody of documents, etc.
8. Office in the state house.
9. Repealer.
II.
The Banking Law.
1. Formation and general provisions.
2. Certificate of incorporation.
PAGE
I
VI
IX
1
5
29
53
59
61
3. Authentication, record and filing of certificate. Copy evidence.
4. Corporate existence to begin on filing certificate.
5. The commissioner of banking and insurance to issue certificates of
7. Amendments and changes.
8. List of stockholders to be kept and filed.
9. Directors. Annual meeting of stockholders.
Officers.
10. Directors to declare dividends and create surplus fund.
11. Directors shall appoint examining committee. Committee shall report.
12. Loans to officers. Overdrafts. Penalty.
13. Reports. Publication. Penalty.
14. Making false statements, reports, entries in books and exhibiting false
papers punishable.
15. Bank may not loan on or purchase its shares.
16. Rate of interest. Discounts.
17. Deposits of minors, and trust deposits.
20. Reserve in cash and in banks. Reserve depleted shall be restored.
21. Circulating notes.
22. Cashiers to give bonds.
23. When examination of bank to be made.
24.
Proceedings against unsafe banks.
25. Proceedings against delinquent banks.
26. Examination by order of the court of chancery.
27. Commission to investigate and report.
28. Compensation of commissioners.
29. Insolvent banks; remedy in chancery by injunction and appointment
of receiver.
30. Court may appoint receivers. Powers of receivers.
36. Repealer. Existing banks. Vested rights not impaired.
iii
III.
The Trust Company Law.
5. The commissioner of banking and insurance to issue certificate of
7.
8.
authority.
Powers.
Restriction and limitations.
Trust company not to be required to give security except as provided by
this act.
When company may act as trustee, &c., who may subscribe oaths
(separate act).
9. Company must set apart fund and deposit securities before appointment
as assignee, etc.
10.
Amendments and changes.
11. List of stockholders to be kept and filed.
12. Directors. Annual meeting of stockholders. Officers.
13.
Directors to declare dividends and create surplus fund.
14. Directors shall appoint examining committee. Committee shall report.
15. Loans to officers. Overdrafts. Penalty.
16. Reports. Publication. Penalty.
17. Making false statements, reports, entries in books and exhibiting false
18. Trust company may not loan on or purchase its shares.
19. Deposits of minors.
21.
When examination of trust company to be made.
22. Proceedings against unsafe trust companies.
23. Proceedings against delinquent trust companies.
24. Insolvent trust companies; remedy in chancery by injunction and
appointment of receiver.
25. Court may appoint receivers. Powers of receivers.
26. Fees.