BANKS. There are now, (January, 1843,) in operation in the state of NewYork, eighty-nine Incorporated Banks, and fifty-two Banking Associations; making a total of one hundred and forty-one Banks, of which twenty-nine are in the city of New-York. The amount of capital, &c., of the respective institutions, are enumerated in the tables which follow. RULES AND REGULATIONS OF THE BANKS. The Banks in the city of New-York, are open every day in the year, from 10 o'clock A. M. to 3 P. M., except Sundays, Christmas Day, New-Year's Day, the Fourth of July, and general holidays appointed by legal authority. Bills or notes offered for discount, must be enclosed in a letter directed to the cashier, the day before discount day, advising the name of the person upon whose account it is offered, &c. The Banks in Albany and Troy, are open every day, except Sundays and holidays, from 10 A. M. to 2 P. M. Bills and notes lodged for collection, are collected free of charge to the holders, except when at a distance. When protested, the person lodging the same pays the charge of protest. The rate of discount in the Chartered Banks is 6 per cent per annum, (calculating 360 days to the year,) except when notes have over 60 days to run; when beyond that time the Banks have the privilege of charging 7 per cent. The Free Banks are privileged to charge 7 per cent on all discounts. Three days grace are allowed on all notes, and the discount taken for the same. Deposits and notes for collection, must be entered in the dealer's book at the time when deposited. No interest is allowed on deposits. Rates at which Foreign Coins are received at the Banks. U. S. Eagle, old emission,) $10.66. Do., (new emission,) $10.00, Albany County. ALBANY CITY BANK.-No. 47 State-street. Incorporated April 30, 1834; charter expires January 1, 1864. Capital, $500,000. Shares, 100 dollars each. Dividends, April and October. Discount days, Tuesdays and Fridays. Erastus Corning, President. Watts Sherman, Cashier. BANK OF ALBANY.-No. 42 State-street. Incorporated April 10, 1792; charter expires in 1855. Capital, $240,000. Shares, 30 dollars each. Dividends, May and November. Discount day, Thursday. J. H. Ten Eyck, President. Jellis Winne, Jr., Cashier. CANAL BANK.-No. 40 State-street. Incorporated in 1829; charter expires in 1854. Capital, $300,000. Shares, 20 dollars each. Dividends, March and September. "Discount days, Wednesdays and Saturdays. Robert Hunter, President. Theodore Olcott, Cashier. COMMERCIAL BANK.-No. 40 State-street. Incorporated in 1825; charter expires in July, 1845. Capital, $300,000. Shares, 20 dollars each. Dividends, March and September. Discount days, Mondays and Thursdays. John Townsend, President. James Taylor, Cashier. MECHANICS' AND FARMERS' BANK.-No. 1 Broadway. Incorporated in 1811; charter expires in 1853. Capital, $442,000. Shares, 17 dollars each. Dividends, 5 per cent semi-annually, in May and November. Discount days, Tuesdays and Fridays. Thomas W. Olcott, President. E. E. Kendrick, Cashier. NEW-YORK STATE BANK.-No 69 State-street. Incorporated in 1804; charter expires in 1851. Capital, $369,600. Shares, 28 dollars each. Dividends, 5 per cent semi-annually, in March and September. Discount day, Wednesday. Rufus H. King, President. A. D. Patchin, Cashier. ALBANY EXCHANGE BANK.-No. 3 Exchange Building. Certificates filed December 11, 1838; to continue 662 years. Capital, $311,100, with privilege to increase to $10,000,000. Dividends, January and July. Discount days, Tuesdays and Fridays. George W. Stanton, President. Broome County. Noah Lee, Cashier. BROOME COUNTY BANK.-Binghamton. Incorporated in 1831; charter expires in 1855. Capital, $100,000. Shares, 25 dollars each. Cyrus Strong, President. Tracy R. Morgan, Cashier. Cayuga County. BANK OF AUBURN.-Auburn. Incorporated in 1817; charter expires in 1850. Capital, $200,000. Shares, 25 dollars each. George F. Leitch, President. James S. Seymour, Cashier. CAYUGA COUNTY BANK.-Auburn. Incorporated in 1833; to continue 30 years. Capital, $250,000. Shares, 25 dollars each. John Beardsley, President. J. N. Starin, Cashier. Chautauque County. CHAUTAUQUE COUNTY BANK-Jamestown. Incorporated in 1831; charter expires in 1860. Capital, $100,000. Samuel Barrett, President. Robert Newland, Cashier. BANK OF SILVER CREEK.-Silver Creek. Certificates filed in 1839; to continue 661 years. Capital, $100,000, with privilege to increase to $1,000,000. Oliver Lee, President. Robert Newland, Cashier. Chemung County. CHEMUNG CANAL BANK.-Elmira. Incorporated in 1833; charter expires in 1863. Capital, $200,000. Shares, 50 dollars each. John Arnot, President. Wm. Maxwell, Cashier. Chenango County. BANK OF CHENANGO.-Norwich. Incorporated in 1818; charter expires in 1856. Capital, $120,000. Ira Wilcox, President. Walter M. Conkey, Cashier. Columbia County. HUDSON RIVER BANK.-Hudson. Incorporated March 29, 1830; charter expires second Tuesday in June, 1855. Capital $150,000. Shares, 50 dollars each. Oliver Wiswall, President. Levi A. Coffin, Cashier. FARMERS' BANK OF HUDSON.-Hudson. Certificates filed March, 1839; to terminate A. D. 1900. Capital paid in, $133,450, with privilege to increase to $500,000. Shares, 50 dollars each. Elisha Gifford, President. Henry Jenkins, Cashier. BANK OF KINDERHOOK.-Kinderhook. Certificates filed in 1838; to continue 50 years. Capital paid in, $115,225, with privilege to increase to $300,000. Shares, 50 dollars each. John P. Beekman, President. Covington Guion, Cashier. Delaware County. DELAWARE BANK.-Delhi. Certificates filed in 1839; to continue 100 years. Capital, $106,100, with privilege to increase to $500,000. Shares, 100 dollars each. Herman D. Gould, President. Dubois Berhans, Cashier. Dutchess County. BANK OF POUGHKEEPSIE.-Poughkeepsie. Incorporated in 1830; charter expires in 1858. Capital, $100,000. Thomas L. Davis, President. E. P. Benjamin, Cashier. DUTCHESS COUNTY BANK.-Poughkeepsie. Incorporated in 1825; charter expires in 1855. Capital, $600,000. Henry Swift, President. James H. Fonda, Cashier. FARMERS' AND MANUFACTURERS' BANK.-Poughkeepsie. Incorporated in 1834; charter expires in 1864. Capital, $300,000. James Hooker, President. James Grant, Cashier. PINE PLAINS BANK.-Pine Plains. Certificates filed in 1839; to continue 61 years. Capital, $100,000, with privilege to increase to $500,000. Reuben W. Bostwick, President. F. W. Davis, Cashier. Essex County. ESSEX COUNTY BANK.-Keeseville. Incorporated in 1832; charter expires in 1862. Capital, $100,000. Silas Arnold, President. Andrew Thompson, Cashier. Franklin County. FARMERS BANK OF MALONE. Commenced operations in 1842. Securities deposited with the Comptroller, $24,000. Wm. H. Scott, President. Fulton County. MONTGOMERY COUNTY BANK.-Johnstown. Incorporated in 1831; charter expires in 1857. Capital, $100,000. Genesee County. BANK OF GENESEE.-Batavia. Incorporated in 1830; charter expires in 1852. Capital, $100,000. Shares, 20 dollars each. Phineas L. Tracy, President. Jonathan E. Robinson, Cashier. FARMERS' AND MECHANICS' BANK.-Batavia. Certificates filed in 1838; to continue 162 years. Capital, $60,515. John S. Ganson, President. Marsena Ballard, Cashier. EXCHANGE Bank of GenESEE.-Alexander. Certificates filed in 1838; to continue 162 years. Capital, $69,191. with privilege to increase to $500,000. Shares, 100 dollars each. V. R. Hawkins, President. B. Follett, Cashier. GENESEE COUNTY BANK.-Le Roy. Certificates filed in 1838; to continue 161 years. Capital, $100,000, with privilege to increase to $1,000,000. Israel Rathbone, President." M. P. Lampson, Cashier. Greene County, CATSKILL BANK. Incorporated March 26, 1813; charter expires January, 1853. Capital, $150,000. Shares, 17 and 34 dollars. Thomas B. Cooke, President. Hiland Hill, Jr., Cashier. TANNERS' BANK.-Catskill. Incorporated March 14, 1831; charter expires January, 1860. Capital, $100,000. Shares, 50 dollars each. Orrin Day, President. Frederick Hill, Cashier. Herkimer County. HERKIMER COUNTY BANK.-Little Falls. Incorporated in 1833; charter expires in 1863. Capital, $200,000. Shares, 25 dollars each. Henry P. Alexander, President. A. G. Story, Cashier. AGRICULTURAL BANK OF HERKIMER.-Herkimer. Certificates filed in 1839; to continue 161 years. Capital, $100,800. Harvey W. Doolittle, President. P. F. Bellinger, Cashier. MOHAWK VALLEY BANK.-Mohawk. Certificates filed in 1839; to continue 1000 years. Capital, $100,500. |