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The Week

The Business World

The raising by the Bank of England of its discount rate to 21⁄2 per cent. is in the line of the Bank's ordinary policy when its coin and bullion holdings are drawn upon. The export of goid to this country is no doubt the chief if not the only cause. The only reason for surprise at the action at this time has been the fact that the Bank of England has lately had a high proportion of gold in proportion to its liabilities. On the other hand, a considerable part of this consisted of a special Japanese deposit of gold not available for ordinary purposes. Part of this has now been released. Exports of gold to this country from England have been checked, for the present at least; about $30,000,000 in all has been sent. The English markets were affected unfavorably by the action of the Bank of England, and our own markets felt a reaction from the same cause. Stocks showed a decline on Wednesday and Thursday, and later the market was quiet and inactive. The crisis in Turkish affairs had also its influence on the London market, and possibly to a slight extent on our own. The weekly statement of the New York banks showed an increase in the surplus reserve of over half a million; there was an increase in specie holdings of $2,764,900; a decrease in deposits of $1,417,500, and in legal tenders of $2,580,000; of course the increase in the specie was due to the gold import. In general trade some signs of the autumn activity were apparent, and the tone of the markets was more hopeful. The Western cities, particularly, report increased activity. The exports of wheat were 3,799,141 bushels, an increase of over 400,000 bushels over the previous week, and of about 1,500,000 bushels over the same week of last year. The business failures for the week as reported by "Bradstreet's" were 308-28 fewer than the previous week, but 95 more than for the same week a year ago. The most important failure noted is that of the great dry-goods firm of Coffin, Altemus & Co., of Philadelphia, with liabilities of perhaps a million. Bank failures in New Orleans have embarrassed local business. The crop reports indicate a low average for cotton, a large crop of corn (although of poor average quality), and a moderate crop of wheat.

Railways in Receivers' Hands

The "Railway Age" has made a careful study of this question, with the following results: "Without undertaking now to trace the history of each insolvent road down to date, an answer sufficiently complete for the purpose of most inquirers may be given by taking the statements of the Inter-State Commerce Commission for June 30, 1895, adding thereto the receivership figures for the subsequent twelve months as shown by the records of the "Railway Age," and deducting the foreclosure sales for the same period. The result is as follows:

192,000 bushels of wheat, and 14,577,000 bushels of oats have been traded in on the Produce Exchange. In the corresponding period last year the figures were: Corn, 57,pace with the new insolvencies during the 375,000; wheat, 834,108,000; and oats, 26,calendar year 1896."

Seed Distribution

A circular of the Department of Agriculture concerning seed distribution for the current fiscal year tells how the country was divided into six sections, and the $130,000 appropriated by Congress was so divided as to give an equal amount ($288.89) to each Congressional district. The lists of flower, field, and vegetable seeds adapted to the respective sections were made out, proposals submitted to reputable seed houses throughout the country, and awards made, except in the case of the Pacific Coast States. It is not possible yet to give exactly the total number of packets of seeds which will be distributed, but, estimating the Pacific section on the basis of the amounts purchased in other sections, it is safe to say that each Senator, Representative, and territorial delegate in Congress will have at his disposal (after deducting one-third allotted by law to the Secretary of Agriculture) nearly 30,000 packets of seeds, or about twice as many as last year. The amount expended for seed last year was $80,500; so that the Department this year has secured twice as much seed of greater variety for considerably less than twice as much money as last year.

The Silk Industry in Pennsylvania

Captain Clark, Chief of the Bureau of Industrial Statistics, has issued the first thorough report ever made of the silk industry of Pennsylvania. The State had a total number of spindles, all kinds, in 1895, 557, 412, as against 348,432 in 1890, an increase of 208,980 spindles, or 59 per cent. The total number of employees, skilled and unskilled, in 1895 was 13,815, as against 9,330 in 1890, an increase of 4,485. The aggregate amount of wages paid out in the manufacture of silk in 1895 was $4,082,292.08, as against $2,725,285 paid out for the same class of labor in 1890, a per capita in 1895 of $295.50, as against $292.10 in 1890. This is exclusive of salary of clerks, salesmen, or officers or members of the firm. The gross value of the product for 1895 was $24,184,583.84, as against $19,357,546 in 1890, an increase of $4,827,037.84, or 24.9 per cent. The value of ribbons and laces manufactured in 1895 was in round numbers $2,500,000, as against a value in 1890 of $1,195,231, or indicating an increase of over 100 per cent. The production in yards of ribbons alone dress silks and other broad goods was not was about 35,000,000. The separation of clearly defined, but their combined value for 1895 was $7,147,103, as against a combined value in 1890 of $4,575,217.

427,000.

The Banana

Something over twenty years ago, says "Harper's Weekly," a New England skipper used to make several trips a year from Boston to the northern ports of Jamaica, and would return to Cape Cod Bay, his fleet schooner laden with bananas, for which he found ready and remunerative sale. Other vessels were added to the business, which grew and prospered, and soon became too important longer to depend upon the uncertain winds, and steamers replaced the schooners. Bananas were offered in quantities greater than our Yankee mariner, with his limited means, could handle, and a company was formed in 1877 with a capital of $200,000 and two steamers, and the business of systematically growing the banana for export to the United States commenced. From such small beginnings sprang the American company which now practically controls the fruit export trade of Jamaica. Its present capital is $500,000, and it has a surplus of It $1,000,000, and employs twelve steamers. ships to the United States every year about 4,000,000 bunches of bananas, beside upward of 6,000,000 cocoanuts, and quantities of pimento (allspice), coffee, cocoa, and early vegetables. It employs nearly 2,000 men. More than 600 mules are daily in harness engaged in drawing to ports of shipment its varied products. It owns and controls more than twenty estates, comprising nearly 50,000 Free schools are provided for the children of its employees. It has brought great prosperity to a languishing country, and practically created an industry; and its President, the man whose foresight began all this great work, and whose energy is now pushing it onward, is commonly known among the Jamaicans as the banana king.

acres.

FINANCIAL

clerks, salesmen, or officers or members of the AMERICAN FIRE

The New York correThe Port of New York spondent of the Philadelphia "Ledger "

writes: "The Produce Exchange has made

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E have been at much pains to prepare a reliable list of bonds and

public the complaint it has made to the Inter-stocks from which investors may State Commerce Commission against the Rail safely choose such as meet their way Traffic Association and all the companies A copy 410,000,000 comprising it. The complaint states that the special requirements. advantages of New York's position are suffi- of the list will be sent without $2,910,000,000 cient under equal conditions to draw to its charge to all applicants.

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Capitali zation. $2,500,000,000

38 207 57

In receivers' hands
June 30, 1896....... 150 29.994

1,049,899,000 port by far the greater part of the export trade

$1.900,101,000

"In round numbers, it may be said that on June 30, 1896, there were in the United States in the hands of receivers 150 roads, with 30,000 miles of lines and representing $1,900,000,000 of investments in capital stock and lands. These figures show a large reduction in the mileage and capitalization within the last twelve months under consideration, owing to the very large number of foreclosure sales during that period, including several properties of great magnitude, such as the Atchison, Topeka, and Santa Fé, Erie, New York, Pennsylvania, and Ohio, etc. Per contra, there were some large additions to the receivership list, including the great Baltimore and Ohio, and from the present unfavorable outlook it begins to be doubtful whether the reorganization of insolvent roads will be found to have kept

on

of the United States. It claims that it is unlawful for the railroads to give Philadelphia, Baltimore, Norfolk, Newport News, and Boston undue preference over New York. It charges the railroads with violation of the Inter-State Commerce Act. The rates grain from Chicago to New York are 20 cents per 100 pounds, and from Chicago to Philadelphia 18 cents, and to the other places named 17 cents. From Buffalo to New York the rate is 11 cents, and from Buffalo to PhilaIt is delphia and Baltimore only 10 cents. claimed that the differential tolls are unjustifiable, and that they are greatly detrimental to the commerce of New York. Whether the differentials are entirely to blame for New York's loss of trade or not, it is certain that the port is losing business. This is shown not only in the statistics of grain exports, but in the statistics of exchange transactions. Since May 1, 24,611,000 bushels of corn, 313,

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Want advertisements of thirty words or less will be published under this heading at one dollar a week. Four cents a week is charged for each word in excess of thirty.

A CULTURED GERMAN FAMILY in Berlin, Kurfürstenstr. 139, offers a home on reasonable terms to three young ladies. Every comfort and attention. All advantages of the city. Highest references given and expected. Inquire of Frau NAUMANN, 1100 M St.. N.W., Washington, D.C., or Prof. FRANCIS BROWN, 119 W. 95th St. New York.

BRIGHT VIEW. OLD POINT, VA.-Delightfully located, overlooking Hampton Roads; large rooms, thoroughly heated: sunny piazzas; fine grounds; excellent table: quiet, but accessible: a few vacancies; special winter arrangements; references.

A YOUNG LADY, for the past five years a teacher in one of New England's young ladies' seminaries, desires an opportunity of going abroad as tutor or companion. References given. Address Miss E. B. H., Box 44, Maryville, Tennessee.

WANTED-An all-round printer to superintend printing-office in Southern colored school. References required as to ability, church membership, and missionary spirit. Address PRINTER, No. 1,829, care The Outlook.

MISS HUME (Wellesley) desires resident pupils for the winter in her Eastern country home. Literature, history, and music. Modern methods in pianoforte. Address for particulars, Box 106, Amesbury, Massachusetts. AN EXPERIENCED LADY wishes a position as governess or housekeeper and companion. A wellgrounded musician, capable to teach. Address Mrs. E. V. R., 28 West 22d St., N. Y. City.

WANTED-By two young ladies of good family, positions; one as secretary or typewriter, the other as housekeeper, companion, or governess. Best references. Address H., Post-Office, Montclair, New Jersey.

KINDERGARTNER with experience, trained in the Froebel and Normal methods, wishes position in school or family. Best references given. Address R. E. N., Post-Office Box 359, Albany, N. Y.

Notes and Queries

Several weeks ago I wrote you asking information: would like to know where a deaf person could be taught to hear, as it were, by watching a speaker's lips. I have searched each issue since, but no notice has been taken of my request. We have taken and read your paper many years, and this is the first favor ever asked. Will you not kindly answer? Write to the Association for the Improved Instruction of Deaf-Mutes, 904 Lexington Avenue, New York. We print your complaint in full because it affords us a chance to request all correspondents to send names and addresses with questions (not for publication). You write on a postal card, without any indication of name or address. We answered this question by mail lately, but probably the address was incomplete.

"M. L." asks for poem, a petition of a lost soul. I read it several years ago in a Sunday-school library book, but cannot remember the author now. I copied the poem then. It is called "Outside the Gate."

We shall be pleased to forward the poem to "M. L." on receipt of address.

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"M. L." asks for poem from which she quotes: Who comes to bless with prayers like thine in hell can never be,

God's angels could not, if they would, bar out the light from thee."

It is called "The Gate of Heaven," and may be found in a book of poems called" Quiet Hours," published by Roberts Brothers, Boston. The poem begins:

"She stood outside the gate of heaven
And saw them entering in."

There is no author given, but a friend tells me it was written by Mrs. Ellen Hooper, of Boston.

A. W.

Can any of your readers tell me where I can find an old Irish song mentioned in Hezekiah Butterworth's book," In Old New England"? My mother used to sing it many years ago to her children. She caught the air from a very intelligent servant-girl she had, who had just come from Ireland. The title is" Mary O'er the Wild Moor." One verse is something like this, as I remember it:

"Say, father, oh, pray let me in,

Have pity on me, I implore,
Or the babe on my bosom will die
From the cold that blows o'er the wild moor."
F. I. E.

I am anxious to find some standard book which will give me the chemistry of things in ordinary use. The Chemistry of Common Life," by Johnston and Church, published in 1880 by Blackwood & Sons, London, is a fascinating work, but I hesitate to receive conclusions reached so long ago. Perhaps some one can tell me whether the book mentioned enjoys the esteem of the learned. I should be glad, too, of the names of similar works of later date and undoubted authority. V. C.

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Dear Sir:

NEW YORK, August 26, 1896.

I am very loath as a minister to give an indorsement to a patented article, but I feel it but just to you to say that I have used your Hyomei for Bronchitis with perfect success. I had a chronic cold last winter which stubbornly resisted every remedy for seven weeks. Your Hyomei gave me relief in one day and enabled me to fill all my subsequent lecture dates with satisfaction. Truly yours, (Rev.) THOMAS DIXON, JR., Pastor People's Church.

Will you kindly inform me where the following 66 lines are to be found:

"Yet in the long years liker must they grow,
The man be more of woman-she more of man:
He gain in sweetness and in moral height,
Nor lose the wrestling thews that throw the world;
She mental breadth, nor fail in childward care;
More as the double-natured poet each."

W. B. C. Would you be kind enough to let me know where this can be found?

"Who bides his time and falters not
In the hot race which none achieve."

J. C. B.

If "H. H.," in your issue of September 5, will look at page 386 of Professor Latham's "Pastor Pastorum," he will find a full and rather novel explanation of the Parable of the Unjust Steward. F. T. M.

The American Congress of
Liberal Religious Societies

This organization, of which Dr. H. W. Thomas, of Chicago, is President, Colonel T. W. Higginson, Drs. Hirsch, Savage, Heber Newton, and William B. Salter are Vice-Presidents, and Jenkin Lloyd Jones, of Chicago, Secretary, will hold its third annual meeting in Plymouth Church, Indianapolis,

"Hyomei"

the new and wonderful Australian "Dry Air" treatment of all the diseases of the respiratory organs, cures by inhalation,"

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Asthma
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For sale at all druggists, by mail, or at home office. Send for free pamphlet.

R. T. BOOTH, 23 East 20th St., New York

IN A BOARDING-SCHOOL near New York, a November 17, 18, and 19. The Rev. Philip, S. Moxom; Does Your Hair Fall Out?

place left vacant by death may be filled at greatly reduced rates. Clergyman's daughter preferred. Address A. M. Z., No. 1,852, Outlook Office.

BERLIN, GERMANY.-Teacher of the German language. Highly recommended by American pupils. Address Fräulein LUISE VOLCKMANN, Königin Augusta Str. 21.

AN EDUCATED WOMAN, experienced in managing servants, wishes position as housekeeper. References given and required. Address No. 1,848, care of The Outlook.

A COMFORTABLE HOUSE in East Orange, New Jersey, consisting of ten rooms, to rent, furnished, for two or three years. Address "M.," East Orange, N.J.

A TRAINED KINDERGARTNER, graduate of Kraus Seminary, desires a position. Highest references. Address E. M., No. 1,850. care The Outlook.

REFINED LADY desires position as matron or Housekeeper in a home where help is kept. Address REFINED, No. 1,841, care of The Outlook.

of Springfield, Mass., preaches the opening sermon. Among other speakers are Edwin D. Mead, of Boston, the Revs. Reed Stuart, of Detroit, William C. Gannett, of Rochester; Drs. Hirsch, Canfield, and Thomas, of Chicago: Dr. Rexford, of Columbus, O., and many other prominent representatives of various denominations. The Congress is a direct outcome of the Parliament spirit, the initiatory step being taken during that meeting. It is an attempt to ameliorate the dogmatic spirit and to minimize the sectarian divisions in communities.

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Is it getting thin-lessening in volume? If so, I can help you. If totally bald do not write. Select family patronage for ten years. Send self-addressed stamped envelope to Miss RACHEL T. WYATT, Centerville, Mass

IF YOU WISH TO SAVE MONEY! TO MAKE

GET OUR CATALOGUES OF SEWING MACHINES, BICYCLES, BABY CARRIAGES, ORGANS, PIANOS, WATCHES, JEWELRY, BOOTS AND SHOES, GROCERY LIST, Send us this advertisement and state WHICH CATALOGUE you want. Oxford Merchandise Co., 298 Wabash Avenue, Chicago.

1 00

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$7,696 62

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POMONA COLLEGE, Claremont, Cal.--Full

College courses leading to degrees of B.A., B.L., B.S. Degrees recognized by University of California and other similar graduate schools. Thirty-five miles school preparing for all institutions connected with the College. Address C. G. BALDWIN. President.

SCHERMERHORN'S TEACHERS' AGENCY from Los Angeles. An Academic course. Preparatory

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BERKELEY SCHOOL

(Combining city and country life), New York City. Besides the day school thirty-five boarding pupils are received, in two separate buildings, under seven resident teachers, securing the most complete home life. Fire-proof school house, armory, gymnasium, ten-acre playground-the Berkeley Oval-Oval Cottage, Manual Training, and Military Drill fully presented in the regis

Connecticut

Brookfield Center, Fairfield Co., Conn.

The Curtis School for Young Boys

A strong life in school and out, full of normal activities and healthy conditions. A clean moral atmosphere, a loyalty, a high purpose-full of help for your boy's manhood. Home life: single rooms. $500. 22d year. A book full of suggestion. FREDERICK S CURTIS.

ter for '9%. 250 boys have been prepared for the leading The Housatonic Valley Institute Cornwall,

colleges. JOHN S. WHITE, LL.D.. Head Master.

NEW YORK 120 Broad-"Dwight Method"
LAW SCHOOLS York City.
way, New
of Instruction

LL.B. in two years, Graduate course, one year. High

Among the Berkshire Hills of Northwestern Connecticut.
Home School for boys. Classical, Scientific, Business,
Preparatory Courses. Thirteenth year.

H. B. MacFarland, S.B., L. W. Arnold, A.B., Principals.

standards. Largest Law School east of Michigan. Send Academy and Home for 10 Boys GEORGE CHASE, Dean.

for catalogue.

Miss S. D. Doremus

BOARDING and DAY SCHOOL for GIRLS
REOPENS OCTOBER 1ST.

735 Madison Avenue, New York.

RS. ELLIMAN'S KINDERGARTEN AND

MELEMENTARY CLASS opens Oct.

GREENWICH, CONN.

71st year of Academy, 17th of Home. Preparation for
College or Business. Absolutely healthful location and
genuine home, with refined surroundings. Gymnasium.
References required.
J. H. ROOT, Principal.

HARTFORD 63d Year Opens Oct. 7, 1896.
THEOLOGICAL

Unexcelled Advantages
1st.
for College Graduates.

Training-class for kindergartners. One year's course.
Practice work. Class limited. 1786 Broadway, N. Y. City.

SEMINARY

HARTFORD, CONN.

714 Asylum Ave., Hartford, Conn.

The Misses Ely's School for Girls Home School for Young Girls Limited num

RIVERSIDE DRIVE

85th and 86th Streets, New York

TWENTY-FIFTH YEAR OF

MISS GIBBONS' SCHOOL
New York City, 55 West 47th St. Mrs. SARAH H.
EMERSON, Principal. Primary and Advanced Classes.
Preparation for all Colleges. A few boarding scholars
taken. Reopens Sept. 30, 1896.

The Misses Graham (Successors to the

Green BOARDING AND DAY SCHOOL FOR GIRLS(established 1816). New location. 176 West 72d Street, Sherman Square, NEW YORK

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ber. English and college preparatory courses. JULIA B. BURBANK

Woodside Seminary Terms, $500 to

$700. City vantages for culture and study. Experienced teachers. Miss SARA J. SMITH, Principal, Hartford, Conn.

THE

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Hotchkiss School TRAINING OF ATTENDANTS

LAKEVILLE, CONN.

Prepares for the best colleges and scientific schools.
The next year will begin Sept. 16, 1896.
EDWARD G. COY, Head Master.

EDITH H. GREGORY, ELIZABETH P. GETTY, Principals. The Taconic School for Girls

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The classes, under the care of the Mass. Emergency and Hygienic Association, Dr. John Homans, 2d President, for the training of women in the care of the sick and aged, will be resumed Oct. 5th, 1896, and continue through the winter. Tuition. $15.00 for nine weeks' instruction, including practical demonstration. Dr. Anna G. Richardson, Instructor. For further particulars apply to the Secretary, 18 Exeter St., Boston.

Miss ELIZA HARDY LORD, Principal. Boston University Law School

be pursued in connection with the courses in philosophy YME, CONN.-Home School for Little Boys. Care

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ful training and watchful oversight in pleasant, healthful country home. Entire charge throughout the year if desired. Address Miss A. N. GRIFFIN.

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Betts Academy,

Stamford, Conn.
Home life and the individual are
the keynotes at this school. Each
boy is taught how to study-how to
think and reason for himself, and is
trained in observation and research.
Preparation for any Technical
School or University, and a liberal,
practical training to those not in-
tending to enter college.

New building, moder.. conven-
iences.
adapted for this and grounds
Large, beautif.
sports of all seasons. Illustrat catalogue on applica-
Personal inspection preferred. (One hour from
New York.) WM. J. BETTS, M.A. (Yale), Principal.

tion.

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27th year begins Sept. 16. Both sexes. Prepares for any College, Teaching, or Business. French, German, Art, Music, Gymnasium. Competent Physical Director.

Main Building

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Riverview Academy

POUGHKEEPSIE, N. Y.

61st year. Gives Boys a thorough preparation for College, for Business Life, and for Govt. schools. Riverview students are found in all colleges and scientific schools. The Instructors, nine of whom are resident, are men of experience in their departments. United States officer detailed at Riverview by Secretary of War. The Buildings of the school are beautifully situated on high ground overlooking the Hudson. Careful attention has been given to drainage, lighting, and ventilation. J. B. BISBEE, A.M.

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Spacious campus and athletic field. Pure water drainage EASTERN TEACHERS' AGENCY Miss E. F. FOSTER,

perfect.

H. K. TRASK, Principal.

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Manager Telephone, Boston, 775-2. Teachers furnished for all grades of public and private schools. Specialists in any desired branches. Tutors and Governesses.

50 BROMFIELD ST., BOSTON, MASS.

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Lakewood Heights School MISS BENNETT'S SCHOOL FOR GIRLS

Among the Pines."

THOROUGH AND ATTRACTIVE.

Prepares for College, Scientific Schools, or Business. $600.
JAMES W. MOREY, A.M., Principal.
LAKEWOOD, N. J.

Miss Dana's School for Girls,

Morristown, New Jersey, will reopen September 23.

Irvington-on-Hudson, N. Y. Opens Sept. 23d, 1896,
An exceptional school with the most desirable school
features, 20 miles from New York. Refers to Charles
Dudley Warner, &c. Apply to the Principals,

Miss MAY F. BENNETT, Miss ELEANOR W. ROSE.

Certificate admits to Smith, Wellesley, and Baltimore ST. JOHN'S SCHOOL

Colleges. Music and Art. Resident native French and German teachers. Nearness to New York affords special advantages. Boarding pupils, $700.

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NAZARETH INDUSTRIAL SCHOOL
Bronxville, N. Y.

MANLIUS, N. Y.

Next term begins September 16th, 1896.
Apply to WM. VERBECK.

NEW YORK, Newburgh.

The Misses Mackie's School for Girls
Academic and College-Preparatory. Special advantages
in Art and Music. Certificate admits to Vassar and
Wellesley,
One and a half hours from New York.

LYNDON HALL SCHOOL
For Young Ladies. 48th year. College preparation.
SAMUEL WELLS BUCK, A.M., Poughkeepsie, N. Y

Rockland Institute

Nyack-on-the-Hudson, N. Y.

Through preparatory school for Young Men and Boys
near N. Y. Fits for college or business. A safe Home
with careful training and discipline. Superb, healthful
location overlooking the Hudson. The only school with
free saddle-horses and ponies for drill and recreation.
Moderate rates. Ill. Catalogue of
Capt. J. WILSON, A.M., Prin.

SETAUKET SEMINARY

Setauket, Long Island, New York.-Fourth year
will begin Sept. 23d, 1896. Terms, $225. Address Principa

UNDER THE CHARGE OF THE SISTERS OF TEMPLE GROVE SEMINARY

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Ohio

1020 Prospect Street, Cleveland, Ohio
Miss Mittleberger's School for Girls
Prepares for all Colleges open to women.
Fall term begins September 23.

Oberlin Theological Seminary 62d year

opens Sept. 23d, with special advantages in the College and the Conservatory of Music. E. I. BOSWORTH, Sec.

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PROVIDENCE, R. I.
FRIENDS SCHOOL FOR BOTH SEXES
Founded in 1784. Excellent home. Students from 18
States. All denominations. Thorough work in English,
Science, Classics, Music, and Art. Address
AUGUSTINE JONES, LL.B.

PROF. A. LOISETTE'S
World Famed

ASSIMILATIVE MEMORY SYSTEM,

Endorsed by Educators, Scientific, Professional and Business Men all over the world. Abridged from six books to one. Handsomely bound, with portrait and autograph. Price $2.50 American, 108. 6d. English. Prospectus and testimonials sent FREE. Address, A. Loisette, 237 Fifth Ave., New York, or 200 Regent St., London, Eng.

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