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SAVINGS BANKS, INSTITUTIONS FOR SAVINGS, AND SAFE
DEPOSIT LOAN AND TRUST COMPANIES.

BOSTON:

WRIGHT & POTTER PRINTING CO., STATE PRINTERS,

18 POST OFFICE SQUARE.

1892.

ERRATA.

For $72,023,703.64 on page 652, read $73,023,703.64.
For $1,381,731.44 on pages x and 652, read $381,731.44.

Commonwealth of Iassachusens

OFFICE OF THE BOARD OF COMMISSIONERS OF SAVINGS BANKS,
COMMONWEALTH BUILDING, BOSTON, Jan. 6, 1892.

To the Honorable the Senate and House of Representatives in General Court Assembled.

The Board of Commissioners of Savings Banks, in accordance with provisions of law, have the honor to present herewith Part. I. of their sixteenth annual report relating to

SAVINGS BANKS, INSTITUTIONS FOR SAVINGS, and

SAFE DEPOSIT, LOAN AND TRUST COMPANIES.

A balance sheet of each institution, showing its financial condition Oct. 31, 1891, will be found in the succeeding pages, alphabetically arranged.

Part. II., relating to co-operative banks, collateral loan companies and mortgage loan and investment companies, will be submitted later in the session.

INCREASE IN INSTITUTIONS.

During the year two savings banks, four safe deposit and trust companies and five co-operative banks have commenced. business, viz:

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With the above additions there is now under the supervision of this Board, as shown in the two parts of this report,

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An increase of eleven institutions in number, and of $27,718,486.64 in assets.

DIVIDENDS.

RATES OF DIVIDENDS.

Showing Comparisons with Oct. 31, 1890.

ORDINARY DIVIDENDS PAID DURING THE YEAR ENDING OCT. 31, 1891.

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5 savings banks or institutions for savings paid 5 per cent.

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$13,956,944 57 25,753 78

Total amount of ordinary dividends for the year,
Total amount of extra dividends for the year,
The average rate of dividend for the year was 4.10 per cent.

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Table showing the Yearly Average Rate of Dividends since 1876.

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*The Pentucket Savings Bank, Haverhill, and the Mechanics' Savings Bank, Read ing, which commenced business during the year.

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