All Your Worth: The Ultimate Lifetime Money Plan

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Simon and Schuster, 2005 M03 8 - 304 páginas
This personal finance guide from Dr. Phil’s financial guru, Elizabeth Warren, offers a new way of thinking about and managing your money that will allow you lifelong emotional peace and financial well-being.

You work hard and try to save money, so why is there never enough to cover all the bills, to put some away in your child’s college fund, to pay off your credit card debt—or to relax and have some fun, for once? In the New York Times bestseller All Your Worth, mother/daughter team Elizabeth Warren and Amelia Warren Tyagi—authors of the acclaimed The Two-Income Trap—tell you the truth about money. The authors lay out a groundbreaking approach to getting control of your money so you can finally start building the life you’ve always wanted. The result of more than twenty years of intensive research, All Your Worth offers you a step-by-step plan that will let you master your finances—for the rest of your life.

The secret? It’s simple, really: get your money in balance. Warren and Tyagi show you how to balance your money into three essential parts: the Must-Haves (the bills you have to pay every month), the Wants (some fun money for right now), and your Savings (to build a better tomorrow). No complicated budgets, no keeping track of every penny. Warren and Tyagi will show you a whole new way of looking at money—and yourself—that will help you get your finances on track so you can enjoy peace of mind for the rest of your life.

Dentro del libro

Contenido

The Truth About Money
1
6 Steps to a Lifetime of Riches
11
Powerful Tools
195
Its Not About Money
269
Acknowledgments
275
Index
277
Derechos de autor

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Página 203 - God, grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.
Página 192 - Vegas. [However] it is not easy to get rich in Las Vegas, at Churchill Downs, or at the local Merrill Lynch office.
Página 163 - When taking a telephone message, be sure to write down the date and time of the call, the name of the caller, a telephone number where the caller can be reached, and your name.
Página 84 - ... home. • Find out who has access to your personal information at work and verify that the records are kept in a secure location. • Give your SSN only when absolutely necessary. Ask to use other types of identifiers when possible. • Don't carry your SSN card; leave it in a secure place. • Order a copy of your credit report from each of the three major credit reporting agencies every year.
Página 158 - ... Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims: "Credit problems? No problem!" "We can erase your bad credit — 100% guaranteed." "Create a new credit identity — legally.
Página 137 - Because it turns out that if you don't pay off your balance every month, the bank can make an enormous profit. In fact, credit card debt has become the single most profitable line of business for big banks. Banks have found that they can get away with slamming enormous over-thelimit fees, late fees, and interest rates on anyone who gets in trouble.
Página 8 - The other of us (Amelia) is a financial consultant, with an MBA from the Wharton School at the University of Pennsylvania. I...
Página 137 - And then came the second punch. At the same time that credit card companies started jacking up their rates and sending offers to anyone with a pulse, more Americans found themselves struggling just to make ends meet. Job layoffs started mounting, more people lost their health insurance, medical bills skyrocketed, and the divorce rate pushed upward. As a result, more and more people found themselves looking for a "temporary" fix to their financial problems.
Página 136 - They could make higher profits from lending to ordinary, middle-class people than they ever made from the silk-tie crowd. No longer would credit cards be the "exclusive" domain of the well-to-do. Instead, credit card companies would fight to get into the wallets of every man, woman, and child in America.
Página 136 - Congress and the Supreme Court quietly took the reins off the credit industry in the late 1970s, freeing the way for credit card companies to jack up their interest rates (and their fees).

Acerca del autor (2005)

Elizabeth Warren, one of the nation’s most influential progressives and a longtime champion of working families and the middle class, is the senior senator from Massachusetts and a Democratic candidate for president. A former Harvard Law School professor, she is the author of ten previous books, including A Fighting Chance, a national bestseller that received widespread critical acclaim. The mother of two and grandmother of three, she lives in Cambridge, Massachusetts, with her husband, Bruce Mann.

Amelia Warren Tyagi, along with Elizabeth, is coauthor of The Two-Income Trap. She is the cofounder and Chief Operating Officer of The Business Talent Group. She has written for Time, USA TODAY, The Chicago Tribune, and is a regular commentator on Marketplace. She lives in Los Angeles, California, with her husband and daughter.

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